AIA A-Plus BabyCare Plan

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AIA A-Plus BabyCare Baby Insurance Plans Malaysia

AIA A-Plus BabyCare is the Malaysian baby insurance plans from AIA. It is an add on rider for the AIA A-Life Joy child insurance plan. The AIA A-Plus BabyCare plan is a the comprehensive and best baby insurance plan in Malaysia by AIA, that gives financial cover for a wide range of costs due to birth risks and baby development risks. It is also a good pregnancy insurance plan.

It is best to start to insure your baby in the womb as early as 14 weeks. The medical checkup will be waived if you have the A-Life Lady360 plan and the start week can be even earlier than 14 weeks. 

This AIA A-Plus BabyCare plan covers the following high risk, high cost situations for both mother and baby:

Baby Insurance Coverage for New Born Babies
  • Child care benefit if the baby is admitted to the Neonatal Intensive Care Unit (NICU) or High Dependency Unit (HDU) at Rm300 per day or RM600 per day.

  • Incubation of new born babies at RM150 per day or RM300 per day, depending on the plan selected.

  • New born jaundice requiring phototherapy treatment ( a common scenario) at RM 500 or RM 1,000 per claim.

Birth Defects Hospitalization Coverage

Babies could have their development or growth impacted in the womb, resulting in congenital birth defects when born. The following are the 15 birth defects hospitalization costs covered by AIA A-Plus BabyCare plans in Malaysia. A word of warning; the images in the links below can be quite distressing. Do not go to those links if you are expecting or planning for a baby.

  1. Heart – Ventricular Septal Defect (VSD)

  2. Heart – Atrial Septal Defect (ASD)

  3. Heart – Tetralogy of Fallot

  4. Heart – Transposition of Great Vessels

  5. Main Blood Vessel from Heart – Coarctation of the Aorta (CoA or CoAo)

  6. Brain – Cerebral Palsy

  7. Brain – Infantile Hydrocephalus

  8. Spine and Spinal Cord – Spina Bifuda

  9. Mouth and Face – Cleft Lift with or without Cleft Palate

  10. Eyes – Congenital Cataract

  11. Ears – Congenital Deafness

  12. Anus – Anal Atresia

  13. Eating – Oesophageal Atresia

  14. Breathing – Congenital Diaphragmatic Hernia

  15. Eating & Breathing – Tracheo-oesophageal Fistula

Death of Foetus Coverage

This baby insurance plan provides costs coverage for foetus death after 28th week of gestation/pregnancy till child birth.

Pregnancy Complications Coverage

This is the coverage for the pregnant mother. The following medical conditions can occur during pregnancy and is covered by this AIA baby insurance plan in Malaysia.

AIA Baby Insurance Plans Malaysia Coverage Conditions

This baby insurance plans is by AIA Malaysia for Malaysians. It is a rider, an add on plan to the A-Life Joy plan, an all in one total children insurance plan.

Pregnant woman aged between 18 and 45 years old are eligible to buy this baby care plan as part of the A-Life Joy plan. There are two plans, Plan 1 and Plan 2 for this AIA baby insurance.

Woman with the AIA A-Life Lady360 plan get additional exemptions and benefits for this AIA A-Plus BabyCare plan.

It should be noted that this plan is not for pregnancies developed from IVF or artificial insemination methods. There are conditions as is normal with all insurance policies. It will be best to get advice from an experienced AIA insurance agent in this matter.

Contact our AIA Life Planning Advisor to get in touch with us and start your personal coverage or choose your plan now. Get covered correctly. Be advised correctly. Call today to be advised on the best insurance protection personalized for you. Or send us the form below on your interest.

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